moby (mobile optimization benefits you) optimizes your customers digital experience by simplifying your identity proofing and enrollment process to ensure you truly know your customer. Our SaaS managed services platform creates a Verified Identity Profile (VIP) and decentralized biometric you can easily integrate and safely repurpose in your existing process flow and business workflow.

DIGITAL ID VALIDATION

Over 10,000 unique ID types from around the world
Document classification and image capture (full color)
Analyze and cross-match front (OCR) to back (Barcode)
Age verification

LIVENESS AUTHENTICATION

Selfie image for real-time authentication
Liveness scanning to confirm a real person is participating
Cross-match and validate selfie image to ID photo

MOBILE PHONE VERIFIER

Dual authentication to validate the supplied mobile phone number
Verify the phone number and account belongs to the user
Identify burner phones

DATA VERIFICATION

Name, Address, DOB, Alias, SSN, Warrants
Department of Motor Vehicle (DMV) verification
Mobile device phone, account, and address verification
Verify ID address matches phone account and credit header
Verify ID photo matches selfie

VERIFIED IDENTITY PROFILE

Create a user specific VIP during onboarding
Decentralize VIP in hosting services
Safely share profiles across your workflow by API integration or standalone web portal

DECENTRALIZED BIOMETRICS

The VIP is converted to a decentralized biometric that breaks down data into anonymized bits residing in a vast peer-to peer network, made up of various types of nodes that analyze and compute the biometric match for consumer authentication
The anonymized bits never leave the nodes and cannot be used to reconstruct the original image, answering the call for decentralization and the utmost in privacy and security to exceed any local, state, Federal or International privacy laws
This decentralized approach eliminates the biometric data base to prevent potential hacking or loss of Personal Identifiable Information (PII) data

CRYPTOCODE

Deliver the security advantages of decentralized identifiers, verifiable credentials, and authentication on demand enabling you to verify and trace all customers, vendors, devices, and assets in your company’s ecosystem
A unique ‘stamp’ to store biographical data, biometric templates, and multiple documents, all in an encrypted format to greatly enhance physical and digital document integrity
Establish trust in any remote transaction

AUTO-POPULATE

Auto-fill forms, applications, or UI with normalized ID data
Reduce data entry errors with consistent, normalized data
Electronic signature capture

ADMINISTRATIVE TOOLS

Administrative web portal to manage companies, locations, users, QR codes & devices
API toolbox
Trigger SMS text directly to potential users
View and approve user applications
Real-time images and results displayed in a secure web portal, on a mobile device or restful API
PUSH communication directly to mobile devices

About moby

Customers are interacting with business in ways they have never done before. They’re using multiple channels, different devices and becoming more sophisticated as technology continues to advance. Whether they are interacting in-person, online or through a mobile app, they expect immediate, convenient, and secure access. By building a strong customer centric experience, businesses can easily create an accurate and secure digital identity for every customer using your services.

The moby platform (“moby”) is an end-to-end management SaaS service built on a multi-dimensional customer-centric ecosystem combining phone, face, government issued ID, and data sources to ensure you have the right customer, at the right place and the right time (in person or online). From initial onboarding to point-of-service (POS) authentication, our apps (web, hybrid & native) and cloud-based management delivers an elegant and affordable customer optimization approach without the excessive capital expenses of traditional hardware and software solutions. moby does it “right” every time.